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Now you can with a Pick n Pay Store Account.
Now you can with a Pick n Pay Store Account.

The Pick n Pay Store Account is a credit facility accessible on your Smart Shopper card to
shop in all Pick n Pay stores and Online and offer great benefits.

Store Account

Benefits of your Pick n Pay Store Account

  • Get double Smart Shopper points on Store Account purchase made in-store and online.
  • Up to 55 days' interest free credit if you pay the outstanding balance in full and on time each month.
  • Zero transaction fees.
  • Zero joining fees.
  • Low monthly service fee.
  • The credit facility is accessed via your existing Smart Shopper card.
  • A PIN is required to access the credit facility.
  • Up to three secondary cards for family and friends with limits you can set.
  • Free SMS notifications on all purchases for your security.
  • Spend at Pick n Pay stores nationwide, including Clothing and Pharmacy stores.
  • For your protection, your card includes Customer Protection Insurance* covering the following:
    • Death Cover - Covers your full outstanding balance
    • Permanent Disability - Covers your full outstanding balance
    • Temporary Disability - Covers up to 12 months’ instalments
    • Loss of Income - Covers up to 12 months’ instalments
    *Cover underwritten by Guardrisk Insurance Company Limited and Guardrisk Life Limited, authorised Financial Services Providers.
    Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed here (accounts opened prior to Oct 2020) and here (accounts opened from 1 Oct 2020).

Pick n Pay Store Account is administered by RCS, is a registered Credit and authorised Financial Services Provider. NCRCP 38/ FSP 44481.

Store Account Terms and Conditions
Store Account Promotion Terms and Conditions