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Pick n Pay

Store Account

The Pick n Pay Store Account is a credit facility accessible on your Smart Shopper card to shop in all Pick n Pay stores.


  • Up to 55 days’ interest free credit if you pay the outstanding balance in full and on time each month.
  • Zero transaction fees.
  • Zero joining fees.
  • Low monthly service fee of R10.
  • The credit facility is accessed via your existing Smart Shopper card.
  • A PIN is required to access the credit facility.
  • Up to three secondary cards for family and friends.
  • Spend at Pick n Pay stores nationwide, including Clothing and Pharmacy stores.
  • Free SMS notifications on all purchases for your security.
  • Get R100 back every month when you spend R2000 or more on your Store Account

Store Account Terms And Conditions